Category Archives: Uncategorized

Another Day … Another Dollar

  Life is expensive. Food, Utilities, Movies, Clothes, Medical, Insurance,  Housing, etc. Either refinancing or a reverse mortgage can free up some of the cash from your “money tree”.   Many of us have lots of equity in our home. … Continue reading

Posted in Equity, Home Financing, Mortgage Rates, Mortgages, Rates, Real Estate, Real Estate Mortgages, Retiree, Retirement, Reverse Mortgage, Reverse Mortgagee, Reverse Mortgages, Uncategorized | Leave a comment

Unemployment Improves in June.

  June Unemployment Figures are GOOD! Total nonfarm payroll employment increased by 288,000 in June, and the unemployment rate declined to 6.1 percent, the U.S. Bureau of Labor Statistics reported today. Job gains were widespread, led by employment growth in … Continue reading

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A picture speaks 1000 words!

When I look at the Pope’s face I see joy. He is a spiritual leader. He is telling us that love will conquer all and that we should not judge but instead open our arms, our minds and our hearts … Continue reading

Posted in Home Financing, Love, Mortgage Rates, Mortgages, Rates, Real Estate, Real Estate Mortgages, Spirituality, Uncategorized | Tagged , , , , , , , , , , , | Leave a comment

Rates IMPROVING a little!

Wednesday, September 25, 2013 4:30 PM Another good day for the bond and mortgage markets; the 10 year got to 2.62%, 2 bps pints from the next technical resistance where this run may stall. 30 Year MBS prices in the … Continue reading

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THE PRE-APPROVAL PROCESS

A pre-approval is an evaluation of the borrower’s complete and verified credit file. This entails a review of the credit report and verification of wages, ( 2 years W-2’s, 2 years 1040’s,  and 2 recent paystubs) and assets (2 months … Continue reading

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A Personal Story.

My experience with interest rates leads me to believe that it will be awhile until I will be really busy. I think the important thing for all sales people to realize is that it is persistence that pays off. If … Continue reading

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Hold on to your Hats! Mortgage Rates are Going for a RIde!

Friday, July 26, 2013 10:30 AM Rate markets started early this morning generally unchanged but with a very slight price improvement from yesterday’s gains; US stock indexes at 9:00 were slightly weaker. Today we do not expect much movement in … Continue reading

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