Category Archives: Spirituality

Reverse Mortgages

Home values have been on the rise across the US since 2013. As a result, your home may now be worth much more money than you think, which means you may have more equity in your home. A Home Equity … Continue reading

Posted in Bond Market, Bond Markets, Elderly, Equity, Finance, Financial News, Home Financing, Mortgage Rates, Mortgages, Rates, Real Estate, Real Estate Mortgages, Retiree, Retirement, Reverse Mortgage, Reverse Mortgagee, Reverse Mortgages, Seniors, Spirituality, Stay at Home, Uncategorized | Tagged , , , , , , , , , , | Leave a comment

Just Closed! Single Mom- First Time Homebuyer

What I love about the mortgage business is the opportunity to help people who thought they would never own a home buy their first home. I just closed a loan for a single mom who wanted to live near her … Continue reading

Posted in Elderly, Equity, Finance, Financial News, Home Financing, Love, Mortgage Rates, Mortgages, Rates, Real Estate, Real Estate Mortgages, Realtor, Realtors, Retiree, Retirement, Spirituality, Stay at Home, Uncategorized | Leave a comment

Too many questions??

My kids say I ask too many questions. I do. I try to help them when they don’t want my help. When I was their age my mom had no idea what I was doing. There was no email, texts, … Continue reading

Posted in Home Financing, Love, Spirituality | Tagged , , | Leave a comment

New Appraisal Rules

SOMETHING NEW, SOMETHING BLUE?:   COLLATERAL UW Collateral Underwriter by FNMA launches on Monday, January 26th . . . don’t know what that is?   Don’t worry, you are not alone Here is the definition of Collateral Underwriter: Collateral Underwriter (CU™) is … Continue reading

Posted in Equity, Home Financing, Love, military, Mortgage Rates, Mortgages, Rates, Real Estate, Real Estate Mortgages, Realtor, Realtors, Retiree, Retirement, Reverse Mortgage, Reverse Mortgagee, Reverse Mortgages, Spirituality, Uncategorized, VA, VA Mortgage, Veteran, Veterans | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

IS YOUR VACATION HOME UNDER WATER?

JUST CLOSED! Property values are still depressed in some vacation areas! I just refinanced a client with a 115% loan to value. Fannie Mae and Freddy Mac have programs to refinance properties that are “under water”. Many people have not … Continue reading

Posted in Equity, Home Financing, Love, military, Mortgage Rates, Mortgages, Rates, Real Estate, Real Estate Mortgages, Retiree, Retirement, Reverse Mortgage, Reverse Mortgagee, Reverse Mortgages, Spirituality, Uncategorized, VA, VA Mortgage, Veteran, Veterans | Tagged , , , , , , , , , , , , , , , , , , , , , | Leave a comment

REVERSE MORTGAGES – Strategies for using a Reverse Mortgage

SUPPLEMENTAL INCOME STRATEGY THEORY Obtaining a conversion mortgage will allow a borrower to draw consistent supplemental income from their home equity through a monthly (tenure or term) payment stream. This has the benefit of taking pressure off the borrower’s retirement … Continue reading

Posted in Equity, Home Financing, Mortgage Rates, Mortgages, Rates, Real Estate, Real Estate Mortgages, Retiree, Retirement, Reverse Mortgage, Reverse Mortgagee, Reverse Mortgages, Spirituality | Tagged , , , , , , | Leave a comment

A picture speaks 1000 words!

When I look at the Pope’s face I see joy. He is a spiritual leader. He is telling us that love will conquer all and that we should not judge but instead open our arms, our minds and our hearts … Continue reading

Posted in Home Financing, Love, Mortgage Rates, Mortgages, Rates, Real Estate, Real Estate Mortgages, Spirituality, Uncategorized | Tagged , , , , , , , , , , , | Leave a comment