Author Archives: valoliver

About valoliver

I was born in San Francisco, raised in San Mateo. I have three children. I have been in the Mortgage industry for over 30 years.

Down Payment as low as 1%

Combine two loan programs for a down payment as low as 1%. Call me so we can discuss if these programs will work for you. 1st Program: Purchase or refinance of owner occupied single family residences / condos and 1-2 … Continue reading

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Reverse Mortgages

Home values have been on the rise across the US since 2013. As a result, your home may now be worth much more money than you think, which means you may have more equity in your home. A Home Equity … Continue reading

Posted in Bond Market, Bond Markets, Elderly, Equity, Finance, Financial News, Home Financing, Mortgage Rates, Mortgages, Rates, Real Estate, Real Estate Mortgages, Retiree, Retirement, Reverse Mortgage, Reverse Mortgagee, Reverse Mortgages, Seniors, Spirituality, Stay at Home, Uncategorized | Tagged , , , , , , , , , , | Leave a comment

*Fed hikes rates, lays out plan to unwind $4.5 trillion balance sheet

The Fed is finally on a path to winding down its nine-year stimulus program. After its two-day policy meeting, the Federal Reserve raised its benchmark interest rate, the third time in six months, stuck to its forecast of one more … Continue reading

Posted in Bond Market, Bond Markets, Equity, Finance, Financial News, Home Financing, Mortgage Rates, Mortgages, Rates, Real Estate, Real Estate Mortgages, Realtor, Realtors, Uncategorized, VA, VA Mortgage, Veteran, Veterans | Leave a comment

Washington Post – Fannie Mae may ease financial standards for mortgage applicants. Good Idea?

Real Estate Fannie Mae will ease financial standards for mortgage applicants next month https://tpc.googlesyndication.com/safeframe/1-0-8/html/container.html The top reason mortgage applicants nationwide get rejected is because they’re carrying too much debt relative to their monthly incomes. Fannie Mae will be raising its … Continue reading

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VA Loans! Zero downpayment to $1,000,000

VA loans are one of the benifits our service men and women get as a part of their service to this country. There are great benifits to VA loans! Lower Rates ZERO DOWN PAYMENT uo to $1,000,000 Purchase price Lower … Continue reading

Posted in Equity, Finance, Home Financing, Love, military, Mortgage Rates, Mortgages, Rates, Real Estate, Real Estate Mortgages, Realtors, Retiree, Retirement, Stay at Home, Uncategorized, VA, VA Mortgage, Veteran | Leave a comment

Stay Home with a Reverse Mortgage.

There are a lot of myths and misinformation about Reverse Mortgages. The beauty of a Reverse Mortgage is it gives you, or your loved one, FREEDOM! and Peace of Mind! The Peace of Mind that NO PAYMENTS and RETAINING OWNERSHIP … Continue reading

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Just Closed! Single Mom- First Time Homebuyer

What I love about the mortgage business is the opportunity to help people who thought they would never own a home buy their first home. I just closed a loan for a single mom who wanted to live near her … Continue reading

Posted in Elderly, Equity, Finance, Financial News, Home Financing, Love, Mortgage Rates, Mortgages, Rates, Real Estate, Real Estate Mortgages, Realtor, Realtors, Retiree, Retirement, Spirituality, Stay at Home, Uncategorized | Leave a comment