Monthly Archives: September 2013

Rates IMPROVING a little!

Wednesday, September 25, 2013 4:30 PM Another good day for the bond and mortgage markets; the 10 year got to 2.62%, 2 bps pints from the next technical resistance where this run may stall. 30 Year MBS prices in the … Continue reading

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THE PRE-APPROVAL PROCESS

A pre-approval is an evaluation of the borrower’s complete and verified credit file. This entails a review of the credit report and verification of wages, ( 2 years W-2’s, 2 years 1040’s,  and 2 recent paystubs) and assets (2 months … Continue reading

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Interest Rate History–1790-2010

I don’t think it is realistic to fear a huge jump in interest rates. They are up to mid 4’s right now. They are holding pretty steady. If we do not see a global financial crises or inflation, we should … Continue reading

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History of Interest Rates

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A Personal Story.

My experience with interest rates leads me to believe that it will be awhile until I will be really busy. I think the important thing for all sales people to realize is that it is persistence that pays off. If … Continue reading

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